Finance

He and his wife has money invested in gold and she wants to move it into another investment account, while minimizing taxes.

Bought gold coins in July, 2025 from Cedar Gold, Miami, FL with her self-directed IRA ($50K for 32-quarter ounces). The gold coins are with Entrust (custodian and IRA trustee). She believes she paid too much for the gold.

2006 to 2017 he worked for a farmer’s co-op. He got a divorce in 2017 and split his retirement account with his ex-wife. He gave her half of his annuity account value ($35K of $70K). He is now remarried and wants to cash in the annuity. United Benefits Group tells him he can not cash

Loaned a friend $50K in 2022. It was supposed to be paid back in 1-year, with a severe penalty. He was paid back $25K, then he gave him another $50K. So he is out $50K.

She has been in her home 50-years. In 2020 you refied her $285K loan with United Wholesale Mortgage. She has not made payments for 24-months. She was foreclosed on in February and lost her home.

Her mom has credit card debt of $7K. Ann paid it off. Then found out about another card where she owes another $8k.

She got a text from Dillard’s thanking her for opening an account with them, then she got notices from credit bureaus about hard credit pulls. She then put a freeze and a fraud alert on her credit. She wanted to know what else to do.

He has a John Hancock annuity with an account value of $200K (would produce some income right now). He originally invested $150K, 8-years ago. Started off $500K, paid off bills, ended up with just the annuity, which is now paying them monthly payments. Their investment account is running out and they will need to supplement

Consumer Debt Services (collector) is trying to collect on July, 2023 charge of $638 for Medical Diagnostic Labs.

Angry with Matador Credit Union. She is struggling financially and they repossessed her car. She owes $20K on a 2020 KIA Soul. It will cost her more than $2K to get the car back. Her total income is $3K and her car payment $360.